waca

Insurance

Learn about our insurance options and understand what is covered during your rental.

How cover works

Every car is rented with the cover set out in the terms of rental. On top of it you can choose extra cover when you book, to reduce what you would pay if the car is damaged. The price of each option is shown in your quote before you pay.

  • Your responsibilityUp to the amount in the termsLess with extra cover.
  • Shown in your priceAs its own lineYou always know what you pay for.
  • DepositRefundableReturned after the car is checked.

Cover options

  • Full cover₦7,500 / dayComprehensive cover; you pay the first ₦50,000 of damage to the car
  • Basic cover₦3,000 / dayThird-party cover; you pay the first ₦200,000 of damage to the car

Prices are in Naira and include everything for the days you choose.

What is usually not covered

  • Damage caused by driving under the influence of alcohol or drugs.
  • Damage caused by someone who is not a named driver, or who has no valid licence.
  • Loss of personal belongings left in the car.
  • Use that the terms do not allow, such as racing or towing.

Check the exact wording

The exact list is in the terms of rental and the insurer’s policy. If you are unsure, ask us before you book.

If something happens

  1. 1Make sure everyone is safe.
  2. 2Tell the police and take photos of the scene and the damage.
  3. 3Call us on +234 706 405 1109 as soon as you can.
  4. 4Do not admit fault or agree a settlement.

More help on the road: road assistance.

Still have a question?

Our team replies quickly. Keep your booking reference to hand if you have one.